Where everydollar earnedstays yours.
Stop bleeding 3% on every sale. Sai Swiftpay's 0% Processing program lets merchants keep 100% of every transaction — legally, transparently, nationwide.
Fees
Response
Served
Built by a merchant,
for merchants.
I'm Meet — the founder of Sai Swiftpay. After watching small business owners hand over thousands of dollars every month to processors that quietly inflate their rates, I decided enough was enough.
Sai Swiftpay was born from a single belief: the money you earn should stay in your pocket. No surprise fees. No locked-in contracts. No fine print designed to confuse. Just transparent processing that puts you in control.
Today, we serve merchants across all 50 states — restaurants, retailers, salons, auto shops, and service businesses. Every client gets my personal commitment: if you're not saving thousands within 30 days, we'll walk you back to your old processor — no questions asked.
| Traditional Processor | Sai Swiftpay 0% Processing | |
|---|---|---|
| Interchange | 2%–4% | 0% |
| Transaction Fee | $0.05–$0.25 | $0.00 |
| Authorization | $0.05–$0.25 | $0.00 |
| Statement Fee | $5–$10/mo | $0/mo |
| Monthly Min | $25–$50/mo | $0/mo |
| PCI Compliance | $10–$30/mo | $0/mo |
| Junk Fees | $1–$199/mo | None |
Eliminate every
single fee.
Most merchants don't realize how many hidden fees their processor charges. Here's every line item — and how Sai Swiftpay zeroes each one out.
Start Saving TodayFour reasons merchants
never look back.
Built around the things old-school processors got wrong.
Zero Hidden Costs
No PCI fees. No junk fees. No "annual compliance" surprises buried in your statement.
Next-Day Funding
Money in your account by the next business day. No 3-5 day holding patterns like Stripe or Square.
Real Humans, 24/7
Talk to a real person within 2 minutes. No bots. No ticket queues. Direct line to support.
No Contracts
Cancel anytime. No early termination fees. No multi-year lock-ins. Stay because you love it.
Powered by
Paybotx.
Sai Swiftpay is a direct partner of Paybotx — a trusted, California-based ISO with 16+ years in merchant services. The infrastructure behind your terminals comes from one of the most established names in the industry.
Boutique service,
backed by national-scale processing.
Every terminal we ship, every transaction we route, runs on Paybotx's compliant, PCI-secure rails — backed by partnerships with Visa, Mastercard, American Express, Discover, and publicly-traded processors like Global Payments (NYSE: GPN) and Fiserv (NYSE: FI).
You get Sai Swiftpay's personal attention with the security and scale of a national network. Same-day approvals, no application fees, no termination penalties.
Paybotx is an independent sales organization (ISO) headquartered in California, serving merchants nationwide since 2008.
See the difference,
in plain math.
from every sale
No fine print.
client savings
Money that used to disappear into processor fees — back in your pocket, where it belongs.
Calculate your savingsSame revenue.
Wildly different take-home.
Traditional Processing
- Processing Fee2.7% – 3.5%
- Per-Transaction Fee$0.10 – $0.30
- Monthly Fees$20 – $50+
- Hidden Junk FeesFrequent
- Contracts3–5 Years
Sai Swiftpay Premium
- Processing Fee0%
- Per-Transaction Fee$0.00
- Monthly Fees$0.00
- Hidden Junk FeesNone
- ContractsNone
Drag the sliders.
Watch the loss.
See exactly how much you're handing over to your current processor every month.
Live in under
seven days.
Free Statement Audit
Send us your last processing statement. Within 24 hours we'll show you, line by line, exactly how much you're overpaying — and how much you'd keep with Sai Swiftpay.
Custom Configuration
Our team tailors the program to your exact business model — your terminal, your menu, your inventory, your branding. Zero generic setups.
Go Live & Train
We ship your equipment overnight, train your staff on-site or via video, and walk you through your first live transactions. Everything plug-and-play.
Always-On Support
A dedicated account specialist on call 24/7. Same person every time. They know your business, your equipment, and your name.
Pro-grade gear,
zero drama.
State-of-the-art hardware — included free with your 0% Processing setup.
Clover Mini
Compact powerhouse that fits anywhere. Perfect for cafés, retail counters, and salons.
- Swipe, dip, tap, or cash
- WiFi + LTE backup
- Built-in printer
- Cloud reporting
Sai Flex Mobile
Take payments anywhere — tableside, delivery, pop-ups, mobile services. Pocket-sized, all-day battery.
- All-day battery life
- Wireless 4G + WiFi
- Receipt printer built-in
- EMV + NFC + Apple Pay
Clover Station Duo
The flagship system for restaurants, bars, and large retail. Dual screens, full kitchen integration, advanced reporting.
- Customer-facing dual screen
- Employee management
- Inventory & reporting
- KDS + cash drawer ready
Don't take our word —
take theirs.
"We were paying Stripe nearly $4,300 a month. Switching to Sai Swiftpay was seamless — that cost is gone. Completely gone."
"Meet personally walked me through everything. No hard sell. No fine print. Our margins look completely different now. Wish we'd done this years ago."
"Three locations locked into Toast. Sai Swiftpay switched all three — no contracts, no drama, zero downtime. The support team is something else."
White-glove service,
at zero cost.
Free Setup
White-glove on-site installation, hardware delivery, and full account configuration — all on the house.
Free Training
Comprehensive staff training, video walkthroughs, and quick-reference guides. Your team becomes expert in days.
Fast Funding
Next business day deposits, every time. No more waiting 3-5 days like with Stripe or Square.
24/7 Support
Real humans answer in under 2 minutes — any hour, any day. Direct line to your dedicated specialist.
Asked & answered.
Is 0% Processing actually legal?
What types of businesses can use Sai Swiftpay?
What do I need to get started?
Will my customers be upset about the service fee?
What if I don't like the program?
How quickly can I be set up?
Ready to keep 100%?
No obligation. No sales pressure. Just a clear, line-by-line breakdown of how much you could save.